At the law office of David E. Pettyjohn, Attorney at Law, I have been helping individuals like you make the fresh financial start they deserve for over 25 years. Unexpected events in life, such as a serious car accident or illness requiring extensive medical treatment, can leave anyone with bills and debts spiraling out of control. I am a Chapter 7 bankruptcy attorney primarily helping consumers get immediate relief from overwhelming debt, garnishment of wages, foreclosure, and creditor harassment.
I have extensive experience on both sides of the bankruptcy process – representing both creditors and debtors. This experience gives me a distinct advantage in bankruptcy proceedings, and allows me to anticipate and effectively head-off any demands and challenges that you might face – saving you a great deal of time and frustration.
Chapter 7 Consumer Bankruptcy
In Chapter 7 bankruptcy (a.k.a. “Individual Bankruptcy”) a third-party “trustee” takes possession of and liquidates your non-exempt property assets, and then distributes these funds to your creditors. Chapter 7 provides for the discharge of many debts, permanently preventing creditors from attempting to collect money that you no longer owe. Keep in mind that some debts are not dischargeable in any type of bankruptcy, such as certain taxes, student loans, alimony and child support. However, Chapter 7 bankruptcy can provide immediate relief from creditor harassment and the pressures of accumulating debt.
Pre-bankruptcy Planning and Appeals
I began my law practice in bankruptcy actions, becoming senior partner at a respected firm before starting my own Kansas City bankruptcy practice. Because of my unique and extensive experience in bankruptcy, I have distinct skill in pre-bankruptcy planning, including services that may prevent foreclosure on your home by reorganizing your assets. I can provide a thorough assessment of your total property, assets, and debts to determine what can be saved from liquidation, and what cannot. If you owe the IRS, I can help you find effective long-term solutions, while helping you keep your home. Additionally, I conduct bankruptcy appeals and other bankruptcy related litigation.
Bankruptcy is a serious decision that impacts your financial future in a myriad of ways. You should always consult with an experienced bankruptcy attorney before initiating your Chapter 7 bankruptcy petition. I can inform you of your bankruptcy options, and help you pursue the best possible course of action. I represent clients throughout Northwest and Western Missouri, including in Kansas City, Independence, St. Joseph, Richmond, and Harrisonville in the counties of Cass, Platte, Clay, Jackson, Lafayette, Ray and Buchanan.
If you need a personal bankruptcy lawyer in Kansas City, MO or anywhere in Western or Northwest Missouri, I encourage you to Contact Me online or at 816-452-1800 to begin your new financial future.
David E. Pettyjohn, Attorney at Law
5600 N. Antioch Road
Kansas City, Missouri 64119
Phone: (816) 452-1800
Fax: (816) 452-2079
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